Fieldford Business Loans in Marshall, Texas reads funding requests against Census figures for Harrison County and ZIP 75670. This page covers the local employer mix, common funding purposes, lender types, commercial leases and the city offices an owner meets before a build-out.
At a glance
- Employer establishments, Harrison County, TX
Harrison County, TX: 1,402 employer establishments and 20,396 paid employees (CBP 2023)
- Businesses without paid employees, Harrison County, TX
Harrison County, TX: 6,373 businesses without paid employees (Nonemployer Statistics 2024)
- ZIP 75670
ZIP 75670 (Marshall, TX area): 540 employer establishments (ZBP 2023)
Marshall, TX business loans for stations, plants and sole owners
Marshall, TX business loans run from a single used lift to a plant expansion. Gas stations finance dispensers and stock, plants finance machines and raw material, and sole owners without staff, a group the Census counts separately, usually start with an equipment loan or a small credit line backed by personal credit.
Harrison County, TX counted 6,373 businesses without paid employees in 2024 (Nonemployer Statistics), and 8.8% of employed county residents were self-employed in 2020-2024, against 10.5% for Texas (American Community Survey). In the city of Marshall the self-employed share was 6.2%, with a margin of error of 2.2 points.
Harrison County, TX employers by sector: the 2023 Census counts
The table lists every Harrison County, TX sector with 50 or more employer establishments in 2023, with paid employees and annual payroll, all from County Business Patterns.
| Sector | Employer establishments | Paid employees | Annual payroll |
|---|---|---|---|
| Retail trade | 188 | 2,195 | $72.9 million |
| Other services | 156 | 1,486 | $64.2 million |
| Professional, scientific and technical services | 145 | 833 | $51.9 million |
| Construction | 129 | 1,279 | $86.1 million |
| Health care and social assistance | 114 | 1,491 | $53 million |
| Accommodation and food services | 109 | 1,927 | $38.3 million |
| Finance and insurance | 94 | 1,143 | $61.1 million |
| Wholesale trade | 74 | 865 | $63.7 million |
| Manufacturing | 71 | 4,051 | $285.6 million |
| Administrative, support and waste services | 67 | 395 | $17.3 million |
| Real estate, rental and leasing | 66 | 404 | $31.1 million |
| Mining, quarrying and oil and gas extraction | 58 | 2,004 | $162.3 million |
| Transportation and warehousing | 55 | 797 | $60.7 million |
Retail trade had the most establishments; manufacturing had the most paid employees and the largest payroll. Mining, quarrying and oil and gas extraction had the second-largest payroll with only 58 employers, most of it in oil and gas support firms.
What Marshall, TX gas stations and plants borrow for
Gas stations borrow for dispensers, card readers, coolers, store remodels and stock, and sometimes to buy a station. Plants borrow for machines, tooling, power upgrades and raw material for large orders. Between them sit contractors financing equipment and draws, repair shops financing lifts, and oilfield service companies financing units and crew payroll.
Each purpose has its own page: gas station financing, manufacturing equipment financing, oil and gas business loans and the full list of trade pages.
Business lenders near Marshall, TX: banks, credit unions and funding partners
Business lenders near Marshall, TX include banks, credit unions, equipment financers, online lenders and specialty providers, plus funding services such as Fieldford that pass requests to funding partners. Harrison County, TX counted 21 depository credit establishments (bank and credit union offices with paid staff) in 2023, 15 of them commercial bank offices (County Business Patterns).
A bank relationship is worth keeping even when a request goes elsewhere: deposit history at a local bank is one of the first things a partner reads. Fieldford passes requests on; its partners review and decide, and the disclosures set that out.
Why ZIP 75670 counts are not Marshall, TX city counts
ZIP 75670 is the ZIP of the Fieldford office and of downtown Marshall, TX, but it is not the same as the city. Only 36.4% of the city's land lies in ZIP 75670, and the city covers 8.4% of the ZIP's land; the rest of the city lies in ZIP 75672 (Census ZIP and place files). In 2023 the ZIP held 540 employer establishments (ZIP Code Business Patterns).
Within ZIP 75670, retail trade had the most employers (96), followed by a tie between health care and social assistance and other services (62 each), then a tie between professional services and accommodation and food services (54 each). Figures on this site labeled ZIP 75670 describe the ZIP, and county figures describe Harrison County, TX.
Leasing commercial property in Harrison County, TX as an oilfield service company
An oilfield service company leasing a yard or a shop building should read the lease for the use clause, the term and renewal options, who pays for repairs to slabs and doors, and whether heavy trucks and outdoor storage are allowed. A partner financing equipment for that yard will want to know the lease runs at least as long as the payments.
Zoning decides what can happen on the property. The city's zoning map shows districts, and the zoning and permits guide explains the steps before a build-out.
City permits, health permits and contractor registration in Marshall, TX
The City of Marshall does not require a business license for most types of businesses; its business licenses page lists the categories that have their own rules, such as alcoholic beverages, child care, food service and restaurants. Food businesses go through the city's health inspections office for food permits, and contractors register with the city before working inside the limits (marshalltexas.net, checked 2026-10-24).
Building work needs permits from the Permits and Inspections division, and new commercial occupants request a certificate of occupancy. The Marshall Economic Development Corporation, a Type A corporation created in 1991 and funded by a three-eighths cent sales tax, works on recruiting and keeping primary employers.
Business loans in Texas and where Marshall, TX oilfield service companies fit
Business loans in Texas follow the same funding types everywhere, but Marshall, TX oilfield service companies have their own mix of needs: units, payroll between operator invoices and repairs. Equipment financing and working capital are the two funding types that fit those needs: units, and payroll between operator invoices.
For one-on-one advising, the UT Tyler-Longview Small Business Development Center serves Harrison County and keeps a Marshall satellite office, and Harrison County falls in the SBA Dallas/Fort Worth District (ntsbdc.org and sba.gov, checked 2026-10-24). Fieldford has no affiliation with either; the Fieldford contact page has its own phone line.
Lines of business partners consider based in Marshall, TX
Partners in the network consider Marshall, TX businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock all fit. The funding partner makes up its own mind on every file.
A records checklist for owners based in Marshall, TX
- Monthly statements from the business bank, unaltered and complete
- The business tax return for the latest year and personal returns when a partner needs them
- An updated profit and loss statement and a balance sheet for that date
- A current government photo ID for every owner with a stake in the business
- A list of the loans and leases already in place and each one's monthly payment
- For an equipment purchase, the vendor's quote naming the item, the seller and the price
Each partner keeps its own document checklist; this list shows the usual basics.
How a request moves along for businesses near Marshall, TX
- Call the office at (430) 207-7229 or use the online form to share the amount and use.
- After that, the request goes to partners that offer the funding type you named.
- The partner looks over the request, and the decision is the partner's to make.
- Weigh the full cost, the payment schedule and the terms of any offer; whether to agree is your call.
Owners of Marshall, TX businesses can send a request by phone or the form.
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